For years, insurance companies have dictated how dental practices operate—limiting treatment options, slashing reimbursements, and forcing offices to prioritize volume over quality. But an increasing number of practice owners are choosing a different path: going out-of-network (OON) or fully fee-for-service (FFS).
While the transition can feel daunting, the rewards are undeniable:
- Greater clinical freedom.
- Enhanced patient care.
- Increased profitability.
- Less stress—and more fulfillment.
At Prosperity Dental Solutions, we’ve helped countless practice owners successfully make this shift, including Coach Jennifer herself. With decades of experience in building profitable, patient-centric practices, Jennifer understands the challenges and rewards of stepping outside the insurance-driven model—and she knows exactly how to help you do it, too.
1. Higher Quality Care, Not Higher Volume
One of the greatest frustrations for dental practice owners in-network with insurance is the need for high patient volume just to remain profitable. When insurance sets the rates, you’re often forced to pack your schedule with back-to-back patients, leaving little time for meaningful, comprehensive care.
By moving to an OON or FFS model, you can:
- Slow down your schedule and spend more time with each patient.
- Focus on delivering premium, relationship-based care rather than rushing through procedures.
- Offer personalized treatment plans based on what’s best for the patient—not what insurance covers.
Example: Imagine being able to spend an hour on a new patient consultation, thoroughly discussing their goals and creating a customized treatment plan—without feeling rushed or financially restricted by insurance.
2. Increased Profitability and Stability
While some dentists fear losing patients when they drop insurance, most OON/FFS practices actually become more profitable and financially stable. Here’s why:
- Higher per-patient revenue: With no insurance-imposed fee caps, you charge what your services are truly worth.
- Fewer write-offs: You’re no longer losing revenue to insurance adjustments or delayed payments.
- Healthier collections: Patients pay directly, streamlining cash flow and reducing dependence on unpredictable insurance reimbursements.
Example: By eliminating the need for insurance adjustments, a practice collecting $1 million annually in production could see a 15-25% increase in net revenue—just by going OON.
3. Stronger Patient Loyalty and Trust
A common misconception about leaving insurance networks is that you’ll lose patients. However, the opposite is often true:
- Patients who value quality and personalized care will stay with you.
- You’ll attract patients seeking premium dentistry, such as full mouth rehabilitations, cosmetic work, and advanced treatments.
- With less insurance interference, you’ll build deeper, more trusting patient relationships.
Example: When you’re no longer limited by insurance policies, you can offer comprehensive solutions—like full mouth restorations or premium cosmetic treatments—that truly transform your patients’ oral health and confidence.
4. Freedom to Set Your Own Fees
As an OON/FFS dental practice, you gain the freedom to:
- Set fees based on value and expertise—not on what insurance dictates.
- Charge for quality, not quantity, without racing against declining reimbursement rates.
- Design membership plans or flexible payment options tailored to your patient base.
Example: Instead of accepting a $50 insurance reimbursement for a procedure valued at $150, you can charge your full, fair rate—and actually get paid for the quality of your work.
5. Less Administrative Stress
In-network practices are bogged down by:
- Time-consuming insurance verifications and claims management.
- Constant payment delays and denials.
- Tedious follow-ups on rejected or incomplete claims.
By removing insurance from the equation, your team spends less time on billing and collections and more time on patient care and relationship-building.
Example: Your front office team will no longer have to spend hours on the phone with insurance companies, giving them more time to focus on providing exceptional service to your patients.
6. More Predictable Cash Flow
When you eliminate insurance delays, you gain faster, more reliable revenue cycles. Instead of waiting weeks or months for insurance reimbursements, you collect payment at the time of service. This leads to:
- Improved cash flow stability.
- Fewer outstanding accounts receivable.
- Less financial stress and unpredictability.
Example: OON/FFS practices report significantly fewer unpaid balances and faster collections—making their revenue cycles healthier and more consistent.
Coach Jennifer’s Journey: From Insurance-Driven to Freedom-Focused
At Prosperity Dental Solutions, we know the path to OON/FFS success because we’ve walked it. Coach Jennifer spent years as a practice owner navigating the frustrations of insurance dependence. She made the bold decision to go out-of-network—and it transformed her practice and her life.
Her practice became:
- More profitable and streamlined.
- Less chaotic, with fewer billing headaches.
- Focused on exceptional patient experiences, not insurance policies.
Today, she uses her first-hand experience to help other dentists make the same transition—without trial and error.
7. Why You Need a Dental Coach for Your OON/FFS Transition
Transitioning to an OON/FFS model is a strategic, multi-step process. Without the right guidance, many practices stumble through pricing adjustments, communication challenges, and patient retention concerns.
This is where working with an experienced dental coach like Coach Jennifer is essential. She helps practice owners:
- Strategically prepare for the transition with clear systems and messaging.
- Train their teams on confidently communicating OON benefits to patients.
- Strengthen patient retention by building trust and loyalty.
- Optimize profitability with strategic pricing and membership plans.
And the support doesn’t stop once you’re OON/FFS. Jennifer continues to help practices scale, streamline, and succeed long after they’ve made the transition—coaching them through leadership development, team growth, and patient experience mastery.
Make 2025 the Year You Go Out-of-Network—and Thrive
If you’re tired of playing by insurance companies’ rules, 2025 is the year to make a change. Going OON or fully FFS offers:
- Greater clinical freedom.
- Stronger profitability.
- Deeper patient trust.
- More time and less stress.
And with the right coaching, you won’t have to do it alone. Prosperity Dental Solutions is here to help you take control of your practice, your revenue, and your future.
Are you ready to build a practice on your terms—and love both your practice and your life?
👉 Reach out to Prosperity Dental Solutions today and take the first step toward a profitable, fulfilling OON/FFS practice.
